Whether you're looking to finance a home renovation or consolidate debt, Veridian has a home equity loan to fit your needs.
Your HELOC, or Home Equity Line of Credit, is an open-ended revolving line of credit. You can:
borrow up to 100% of your home's equity choose a term up to 25 years have a minimum monthly payment of only 1% of your balance. you can get a low rate of only 3.40%♦.
You may increase the value of your home by remodeling. Whether you're re-starting from studs or re-finishing your floors, your line of credit can help finance your project along the way. Borrow funds from your HELOC only as you need them to pay for your renovation.
Consolidate all of your high-interest debt. Combine your personal loans, credit card debt, and other outstanding balances into one low-interest payment.
Fund your public and private education expenses throughout the year. Pay for tuition and room and board, or purchase your books and pay your lab fees with a lower interest rate than most credit cards.
Use your HELOC to fund your summer vacation or your winter get-away. From a weekend road trip to a 7-day cruise, your HELOC is available to borrow from whenever the need arises.
...and more. Start using the equity in your home today.
VIEW HELOC RATES
Search the Swap Sheet
5 yr Fixed HELOC
5 Year Fixed Home Equity
30 Year Fixed Rate Mortgage
as low as
15 Year Fixed Rate Mortgage
as low as
5 Year Adjustable Rate Mortgage
See All Rates
*APR = Annual Percentage Rate
As a credit union, we’re organized differently than other financials. Veridian is a not-for-profit financial cooperative owned by our members. That means all net earnings are returned to members in the form of lower loan rates, higher savings rates, and low-to-no fees. Veridian is also governed by a volunteer board of directors who are elected by our members. Each member has one vote in the election for our board regardless of how much money that individual has on deposit.
Routing Number - 273976369