Whether you're looking to finance a home renovation or consolidate debt, Veridian has a home equity loan to fit your needs.

What is a HELOC?

Your HELOC, or Home Equity Line of Credit, is an open-ended revolving line of credit. You can:

 â€‹borrow up to 100% of your home's equity
 choose a term up to 25 years 
 have a minimum monthly payment of only 1% of your balance.
 you can get a low rate of only 3.40%.

You can use your HELOC for just about anything, including:

  • Home improvements

    You may increase the value of your home by remodeling. Whether you're re-starting from studs or re-finishing your floors, your line of credit can help finance your project along the way. Borrow funds from your HELOC only as you need them to pay for your renovation.

  • Consolidating debt

    Consolidate all of your high-interest debt. Combine your personal loans, credit card debt, and other outstanding balances into one low-interest payment.

  • Education

    Fund your public and private education expenses throughout the year. Pay for tuition and room and board, or purchase your books and pay your lab fees with a lower interest rate than most credit cards.

  • Travel expenses

    Use your HELOC to fund your summer vacation or your winter get-away. From a weekend road trip to a 7-day cruise, your HELOC is available to borrow from whenever the need arises.

...and more. Start using the equity in your home today.


Speak with an expert before you apply. Fill out the form below, and a representative will contact you.

    APR = Annual Percentage Rate. Rate is fixed for first five years of the plan, and after the five-year (60-month) term expires, the rate is variable and the maximum APR is 21%. For a $30,000 five-year fixed HELOC at 3.40% APR, the monthly payment will be $300 (taxes and insurance premiums not included). Includes Loyalty Discount of 0.25% APR when enrolled in direct deposit of net income and automatic loan payments from your Veridian account. Borrowers will lose Loyalty Discount if they fail to meet qualifications during loan term. Add 2.50% to interest rate for loans with loan-to-value ratio over 80%. Appraisal fees may apply. 

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    Home Rates

    • 5 yr Fixed HELOC


      Loyalty APR*

    • 5 Year Fixed Home Equity


      Loyalty APR*

    • 30 Year Fixed Rate Mortgage
      as low as



    • 15 Year Fixed Rate Mortgage
      as low as



    • 5 Year Adjustable Rate Mortgage



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    *APR = Annual Percentage Rate

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