Holiday Savings Account
Plan ahead with a holiday savings account. Save throughout the year, earn dividends, and access funds in October for holiday spending.
The holidays are easier when the money is already set aside. A holiday savings account gives you a simple, structured way to save throughout the year, so November never catches you off guard. Instead of scrambling at the last minute, you can plan ahead, stay on budget, and focus on what matters most.
A modern take on the Christmas Savings account
Built from the Christmas Savings account concept, the Holiday Savings account has helped people prepare for the holidays for generations because the structure works. Use it for gifts, travel, hosting, or anything else the season brings. The discipline is built in. How you use the money is yours to decide.
How it works
A holiday savings account is a separate savings account built for one job: getting you ready for the holidays. You contribute throughout the year, your balance grows in the background, and your money is delivered to you each October so it is waiting when holiday spending begins.
- Flexible deposits at any amount, any time
- Add money manually or schedule recurring transfers
- Watch your balance grow throughout the year
- Receive your full balance automatically each October
No reminders, no scramble, and no decisions to make during the busiest weeks of the year.

Holiday Savings Account
Dividends are calculated daily and paid monthly. Rates are subject to change.
Ready to start saving for the holidays?
Open a Holiday Savings Account