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Swap Sheet

  1. The Swap Sheet is a free service for Veridian Credit Union members only.
  2. Only one Swap Sheet account is allowed per membership.
  3. Veridian Credit Union reserves the right to edit and/or reject any ad. Ads entered in all CAPS will be denied.
  4. Ads MUST include your home phone number or email address. No work numbers permitted. Addresses can only be included for garage sales and property for sale by owner.
  5. Ads are limited to 300 characters (including spaces).
  6. All ads must be for personal items for sale, trade or wanted. Any ads of a commercial nature (offering items or services for sale with the intent of making a profit) will be rejected.
  7. Animals of any type are not allowed for sale in the Swap Sheet. Animals can be given away for free.
  8. Swap Sheet ad users must agree to the following terms:
    • I understand and agree that I will not use the Swap Sheet for any illegal purpose.
    • I understand and agree that Veridian Credit Union does not become involved in any way in the transaction between parties, and does not certify, investigate, or in any way guarantee the legality of a transaction or the legal capacity of any party to transact.
    • I understand and agree that I am solely responsible for any and all actions or consequences related to, or resulting from, my use of the Swap Sheet.
    • I understand and agree that I am solely responsible for obeying all applicable local, state, and federal laws and regulations, including compliance with all licensing requirements. If I am unsure about any contemplated transaction, I will contact any relevant local, state, or federal law enforcement for relevant guidance. For example, if I am unsure about a firearm sale or transfer, I will contact the Bureau of Alcohol, Tobacco, Firearms, and Explosives at 1-800-ATF-GUNS and visit the ATF website at
    • Only private sellers are allowed to sell guns in the Swap Sheet. We recommend the seller write up a Bill of Sale to prove the gun was sold to another individual. The Bill of Sale should include the purchaser's personal information, NTN # from the purchaser's Permit to Acquire or Permit to Carry, and serial number of the gun. This is required on all hand gun sales. It is not required on long gun sales but is highly recommended.
  9. Swap Sheet accounts that are inactive for more than four years will be deleted. Members can re-register to use the Swap Sheet if their account has been deleted due to inactivity.

Veridian Credit Union does not sell or disseminate any advertisement or submission information to any other entity. Any advertisement in the Swap Sheet shall be considered public information and Veridian Credit Union is not and shall not be responsible for any contacts by third party vendors/advertisers.

Veridian Credit Union is not responsible for misrepresentation of ads placed in the Swap Sheet.

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