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Grey House
Home Equity

Save money with
Zero Closing Costs

Whether you’re looking to add room to your home, renovate existing spaces or pay down your debt, a home equity loan can help. Save more with zero closing costs when you apply by July 31!

Apply for a Home Equity Loan

View home equity rates

Yellow House
10 & Done

Save money with
Zero Closing Costs

Refinance your mortgage into a 10 & Done loan to save on interest and pay off your home in 10 years. A 10 & Done is eligible for zero closing costs through July 31 and features a rate as low as 2.99% APR to save you even more.

Apply for a 10 & Done

View 10 & Done rates

 

Person in car
Auto Loan 

Rates as low as
2.34% APR

If you're looking for a new vehicle, get preapproved for an auto loan or simply ask for Veridian financing at the dealership. Already have a loan at another financial? Lower your payment with our great rates.

Apply for an auto loan

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Money with coins
Credit Cards

Earn up to
2% cash back

Get cash back with our Visa Signature® Card, earn points you can redeem with our Visa® Platinum Rewards Card or get a rate as low as 8.15% APR with our Visa Platinum Card. No matter which you pick, balances transfers are free, and there’s no annual fee.

Apply for a credit card

View credit card rates

Standard closing costs of up to $275 are waived. Other fees, such as appraisal or title guarantee fee, may apply and will be paid by borrower. Offer valid on applications received through 7/31/21 and may not be used in conjunction with first-mortgage loans. Initial loan balance must include at least $10,000 in new money to the credit union to qualify. Existing loans with Veridian may be refinanced if the new loan balance contains at least 25% new money to the credit union.

APR = Annual Percentage Rate. Includes Loyalty Program discount of 0.25% APR when enrolled in eDocs and while maintaining direct deposit of net income to Veridian or, if unavailable, a minimum of 10 qualifying checking account transactions per month. Borrowers will lose discount if they fail to meet Loyalty Program qualifications during loan term. Loan must be in first lien position. Any advertised closing costs assume title guaranty and appraisal are not required. Additional costs may apply. Rates, terms and conditions subject to change and may vary based on qualifications including creditworthiness, loan-to-value ratio and collateral conditions. Loan-to-value ratio must not exceed 80%. 10 & Done loans only available in Iowa and Nebraska. 10 & Done loans do not include escrow, so you will be responsible for tax and insurance payments. All loans subject to membership and approval. See Veridian for details.

APR = Annual Percentage Rate. Includes Loyalty Program discount of 0.25% APR when enrolled in eDocs and while maintaining direct deposit of net income to Veridian or, if unavailable, a minimum of 10 qualifying checking account transactions per month. Borrowers will lose discount if they fail to meet Loyalty Program qualifications during loan term. Rates, terms and conditions subject to change and may vary based on qualifications, including creditworthiness and loan-to-value ratio, as well as age and mileage of vehicle. All loans subject to approval. See Veridian for details.

APR = Annual Percentage Rate. Rates for the Visa Signature, Visa Platinum and Visa Platinum Rewards cards are determined by adding 4.9% to 15.9% to the Prime Rate as published under “Money Rates” in The Wall Street Journal. Current Veridian credit card rates range from 8.15% to 18%. Maximum APR is 18%. Possible fees: foreign transaction fee is 1% of each transaction. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and card type. All loans subject to approval. See Veridian for details.

Cash back rate of 2% requires inclusion in Loyalty Program by enrolling in eDocs and maintaining either direct deposit of net income to Veridian or, if unavailable, a minimum of 10 qualifying checking account transactions per month. Borrowers will receive standard cash back rate of 1.5% if they fail to meet Loyalty Program qualifications during the month. Points toward cash back are earned at the time of purchase based on your current Loyalty Program status. See Veridian for details.

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Locations in Iowa and Nebraska to serve you.

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