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Bring us your loan and we'll help lower your rate or payment.

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Auto

Get up to $150 cash back* and enjoy no payments for the first 90 days* when you bring your existing auto loan to Veridian. You could lower your monthly payment or save money with a rate as low as 2.69% APR*.

Apply for an auto loan

View auto rates

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Home Equity

Put your home to work for you. You can get a rate as low as 3.10% APR on a five-year fixed Home Equity Line of Credit (HELOC) that's great for home improvements, debt consolidation and just about anything.

Apply for a Home Equity

View home equity rates

Veridian's Credit Cards
Credit Cards 

Earn up to 2% cash back on your purchases with our Visa Signature® Credit Card. With a rate as low as 11.15% APR, you can also take advantage of free balances transfers – and there’s no annual fee.

Apply for a credit card

View credit card rates

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​​​​​Personal Loans

If you have high-interest debt, like balances on credit cards, you may be able to save money with a personal loan. Our rates are as low as 7.25% APR, which can save you interest and help you pay your debt off faster.

apply for a personal loan

View personal loan rates

 

*APR = Annual Percentage Rate. Rate includes Loyalty Program discount of 0.25% APR when enrolled in eDocs and while maintaining direct deposit of net income to Veridian or, if unavailable, a minimum of 10 qualifying checking account transactions per month. Borrowers will lose discount if they fail to meet Loyalty Program qualifications during loan term. Cash-back offer effective 7/1/20 to 7/31/20. Offer is for 1% of the payoff amount, not to exceed $150, on vehicle loans of $10,000 or more from another financial that are refinanced with Veridian. Loan must be paid current for funds to be deposited into a Veridian savings account on the third business day of the seventh month after loan is processed. No monthly payments required for the first 90 days; interest begins to accrue immediately. Rates, terms and conditions subject to change and may vary based on qualifications, including creditworthiness and loan-to-value ratio, as well as age and mileage of the vehicle. All loans subject to approval. See Veridian for details.

APR = Annual Percentage Rate. Includes Loyalty Program discount of 0.25% APR when enrolled in eDocs and while maintaining direct deposit of net income to Veridian or, if unavailable, a minimum of 10 qualifying checking account transactions per month. Borrowers will lose discount if they fail to meet Loyalty Program qualifications during loan term. Rate fixed for first 60 or 120 months of the 25-year term; after that, the rate is variable and the maximum APR is 21%. Add up to 2.5% to interest rate for home equity lines of credit with loan-to-value ratios over 80% (maximum of 100%). Rate may not be used in conjunction with first-mortgage loans. Closing costs as low as $200. Appraisal fees may apply. Rates, terms and conditions subject to change and may vary based on qualifications including creditworthiness, loan-to-value ratio and collateral conditions. All loans subject to approval. See Veridian for details.

Cash back rate of 2% requires inclusion in Loyalty Program by enrolling in eDocs and maintaining either direct deposit of net income to Veridian or, if unavailable, a minimum of 10 qualifying checking account transactions per month. Borrowers will receive standard cash back rate of 1.5% if they fail to meet Loyalty Program qualifications during the month. See Veridian for details.

APR = Annual Percentage Rate. Rates for the Visa Signature, Visa Platinum and Visa Platinum Rewards cards are determined by adding 4.9% to 15.9% to Prime Rate as published under “Money Rates” in The Wall Street Journal. Current Veridian credit card rates range from 8.15% to 18%. Maximum APR is 18%. Possible fee(s): foreign transaction fee is 1% of each transaction. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and card type. All loans subject to approval. See Veridian for details.

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Locations in Iowa and Nebraska to serve you.

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