View our current specials

Bring us your loan and we'll help lower your rate or payment.

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Auto

If you're looking for a new vehicle, get preapproved for an auto loan or simply ask for Veridian financing at the dealership. If you have a loan at another financial, lower your payment with a rate as low as 2.69% APR.

Apply for an auto loan

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Home Equity

Use a home equity loan to pay down high-interest debt, lower your payments and save even more. Get an intro rate of 1.99% APR for the first six months and a rate as low as 3.10% APR after that.

Apply for a Home Equity

View home equity rates

Veridian's Credit Cards
Credit Cards 

Earn up to 2% cash back on your purchases with our Visa Signature® Credit Card. With a rate as low as 11.15% APR, you can also take advantage of free balances transfers – and there’s no annual fee.

Apply for a credit card

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​​​​​Personal Loans

If you have high-interest debt, like balances on credit cards, you may be able to save money with a personal loan. Our rates are as low as 7.25% APR, which can save you interest and help you pay your debt off faster.

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View personal loan rates

APR = Annual Percentage Rate. Includes Loyalty Program discount of 0.25% APR when enrolled in eDocs and while maintaining direct deposit of net income to Veridian or, if unavailable, a minimum of 10 qualifying checking account transactions per month. Borrowers will lose discount if they fail to meet Loyalty Program qualifications during loan term. Rates, terms and conditions subject to change and may vary based on qualifications, including creditworthiness and loan-to-value ratio, as well as age and mileage of vehicle. All loans subject to approval. See Veridian for details.

APR = Annual Percentage Rate. Introductory rate offer of 1.99% APR for first six months is not eligible for Loyalty Program discount during this period. After introductory period, loan returns to regular rates and terms. Offer valid on applications through 2/28/21. Existing home equity loans with Veridian may be refinanced if loan balance increases at least 25% with new money to the credit union. Promotion excludes home improvement loans and loans tied to first mortgages. Standard rate includes Loyalty Program discount of 0.25% APR when enrolled in eDocs and while maintaining direct deposit of net income to Veridian or, if unavailable, a minimum of 10 qualifying checking account transactions per month. Borrowers will lose discount if they fail to meet Loyalty Program qualifications during loan term. 3.10% APR available for a five-year fixed HELOC; minimum rates vary by product. Add up to 2.5% to rate for home equity loans with loan-to-value ratios over 80% (maximum of 100%). Maximum APR for home equity lines of credit is 21%. Rates, terms and conditions subject to change and may vary based on qualifications, including creditworthiness, loan-to-value ratio and collateral conditions. Home equity loans only available in Iowa and Nebraska. All loans subject to membership and approval. Appraisal fees may apply. See Veridian for details.

Cash back rate of 2% requires inclusion in Loyalty Program by enrolling in eDocs and maintaining either direct deposit of net income to Veridian or, if unavailable, a minimum of 10 qualifying checking account transactions per month. Borrowers will receive standard cash back rate of 1.5% if they fail to meet Loyalty Program qualifications during the month. Points toward cash back are earned at the time of purchase based on your current Loyalty Program status. See Veridian for details.

APR = Annual Percentage Rate. Rates for the Visa Signature, Visa Platinum and Visa Platinum Rewards cards are determined by adding 4.9% to 15.9% to Prime Rate as published under “Money Rates” in The Wall Street Journal. Current Veridian credit card rates range from 8.15% to 18%. Maximum APR is 18%. Possible fee(s): foreign transaction fee is 1% of each transaction. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and card type. All loans subject to approval. See Veridian for details.

Locate a Branch

Locations in Iowa and Nebraska to serve you.

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