Short on funds? Take a month off from your loan payment.

Sometimes big bills have a way of piling up all at once. If your budget is under a little stress, consider using Veridian's Delay-a-Pay* service.

With Delay-a-Pay, you can press pause on an eligible loan, postponing your payment. We'll extend the term of your loan by a month each time, and you use can the service twice a year as long as the months aren't consecutive. Delay-a-Pay costs $30 each time you use it on:

  • Vehicle loans
  • Recreational vehicle loans
  • Consumer goods loans
  • Personal unsecured loans
  • Share-secured loans

To qualify for Delay-a-Pay, all loans and accounts with Veridian must be current and up to date. Loans that are past due are not eligible. Any borrower on the loan can delay the loan payment.

If your regular payment comes from a Veridian account, use the Delay-a-Pay widget in Online Banking to begin:

Log In to Online Banking

If your regular payment comes from an account at a different financial institution, begin by filling out the form:

Delay-A-Pay form

*To qualify, accounts and loans with Veridian must be in good standing. You may not use Delay-a-Pay on your first payment or for consecutive payments within the same calendar year. Business loans, mortgages, Visa credit cards, home equity loans, Payday Alternative Loans, student loans and overdraft lines of credit are not eligible for the Delay-a-Pay program. Additional eligibility limitations may apply depending on loan type, and all deferrals are subject to final approval by Veridian.

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