Personal

Visa® Platinum Credit Card

Our card with the best rate. Great for people who carry a balance or want to build credit.

 

Why You'll Love Our Visa Platinum Card

Rates as low as11.90% APR
Transfer Balances WithNo Fees
Annual Fee$0.00

This card may be a good fit for you if:

  • You tend to carry a balance from month to month.
  • You have balances on other cards with higher rates.
  • You're looking to build your credit history and improve your score.
  • You want to secure your credit card with your savings account.
Secured Cards Available

If you don't have credit history or need to build yours up, use a savings account or CD as collateral for this card.

Great Features

Control Your Card Anytime, Anywhere

Manage your money no matter where you go with online banking and our mobile app. Use the Card Control to turn your card on and off in seconds, create purchase limits and set alerts.

Pay Safely and Securely

Tap to pay wherever you see this symbol, or use your phone with digital wallets like Apple Pay and Samsung Pay. You can always insert your chip or swipe your card as needed, too.

Cards Printed on Site with Local Support

Walk out of any Veridian branch in minutes with a fresh card. Get help with other issues over the phone, online or in person from the same friendly staff.

Triple Fraud Protection

Your purchases are covered by Visa's Zero Liability policy, and you get identity protection from NortonLifeLock. On top of that, we monitor your account for suspicious activity.

Special Perks and Savings

Use complimentary benefits like a warranty manager, auto rental insurance and travel assistance. Pay less on purchase from retailers around the globe just for using your Visa.

Visa Platinum Card Apply now for your Platinum card

You can also stop by any branch to apply and walk out with your brand new card, pending approval.

Frequently Asked Questions

Stop into any branch, call us at (800) 235-3228 or use our Live Chat online. We’ll need information about the accounts with balances you’d like to move over.
To automatically pay your full balance each month, call us at (800) 235-3228, use our Live Chat or stop by any branch. If you’d like to pay a set amount each month, you can set up a recurring transfer using online banking.
You can be notified whenever a purchase on your card exceeds an amount you choose. These alerts can be set up independently for each card on your account. You can also enable other alerts through online banking for account logins, withdrawals, transfers and more.
Visa Account Updater is a service that allows participating merchants to receive updated information when you get a replacement card. Only merchants that have your information on file will be notified. Please note that it’s still your responsibility to ensure your card information is updated to prevent any interruption in recurring payments.

Visa Platinum Disclosures

APR = Annual Percentage Rate. Rates for the Visa Signature, Visa Platinum and Visa Platinum Rewards cards are determined by adding 4.9% to 15.9% to the Prime Rate as published under “Money Rates” in The Wall Street Journal. Current Veridian credit card rates range from 11.90% to 18%. Maximum APR is 18%. Possible fees: foreign transaction fee is 1% of each transaction. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and card type. All loans subject to approval. See Veridian for details.

Covers U.S.-issued cards only. Visa’s Zero Liability policy does not apply to ATM transactions or PIN transactions not processed by Visa and certain commercial card transactions. You have 60 days after the date on your statement to notify Veridian of any unauthorized use or you may be liable for portions of any disputed charges. See Veridian for details.

Locate a Branch

Serving all 50 states digitally with branches in Iowa and Nebraska.

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