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Questions? FAQ & Resource Center

Routing Number: 273976369

Our unique, nine-digit number that functions as an address for your bank.

FAQ & Resource Center

Learn more about our products and services.

If you can't find the information you're looking for, reach out to us through our Live Chat, call (800) 235-3228 or stop by any branch.

New to Veridian? Start here!


Where can I find my account numbers?
What is Veridian's routing number?
How do I set up a direct deposit?
When will I get my credit or debit cards?



Looking for more help? Find answers to your questions based on category type.

Filter Account FAQs

Your full account numbers are available in online banking and our mobile app by selecting the account and clicking the eye icon. You can also find them on your monthly statements.

Veridian's ABA routing number is 273976369.

Direct deposit lets you deposit your paycheck and other electronic transfers directly into your Veridian accounts. With Early Direct Deposit, you may be able to access your payroll funds up to two days before your scheduled payday. To set up direct deposit, contact your employer's payroll administrator and provide Veridian's routing number, 273976369, and your full account number.

In online banking and the mobile app, navigate to Accounts & Loans, then select Open an Account. You'll be able to open your new account in seconds.

You can order them online through our check provider, Harland Clarke. You'll need your account number and our routing number, 273976369. You can reorder checks by navigating to Accounts & Loans in online banking and the mobile app. Then select Reorder Checks.

If you overdraw your account by check, debit or other electronic transaction, Courtesy Pay may allow your payment to process. When your checks or other items are paid by Courtesy Pay, it saves you the inconvenience of a returned item and the fee normally charged to you by merchants for returned items. Please note that any overdraft covered through Courtesy Pay will result in an overdraft charge to your account. Veridian's Courtesy Pay program is available to qualifying members and is not a loan.

We place holds on checks to protect you against fraud and financial loss. Holds are placed on any deposited check over $300 if the amount exceeds the available balance in your account, while any check over $5,000 will have an extended hold. Funds from checks deposited with our mobile app are made available throughout the day.

Veridian's Loyalty Program rewards you just for using the credit union's services. You can reduce your interest rate by 0.25% APR1 on eligible auto, home equity and personal loans as well as earn 2% cash back2 with a Visa Signature® Credit Card. Qualify for the program by signing up for electronic statements through eDocs in online banking and maintaining direct deposit of net income to Veridian. If direct deposit is unavailable, you can make a minimum of 10 qualifying checking account transactions per month.

Filter Debit & Credit Card FAQs

It takes 7-10 business days, or about two weeks, to receive plastic cards through the mail. If your cards are lost or stolen, you can stop by any branch to have new ones printed in minutes. Please note braille cards must be mailed.

Find Manage Cards on the online banking toolbar or Card Central in our mobile app to see your options.
  • Card Control
    If you misplace your card, you can turn it off in seconds to help prevent fraud. You can also set alerts and purchase limits for each card on your account. Register your cards to get started.
  • Visa® Rewards
    See how many points you've earned and redeem them for great rewards.
  • Travel Notifications
    Let us know when you're traveling to a different state or country so we don't flag your purchases as fraud.

With a Visa Signature or Visa Platinum Rewards card, you earn points you can redeem for cash or other options.
  • Visa Signature
    When you make a purchase, you earn points depending on your Loyalty Program status at that time. If you’re meeting the requirements, you earn 2 points for each dollar you spend. If you’re not, you earn 1.5 points per dollar. You can earn points equaling up to $4,000 cash back per year, which can be redeemed automatically or on your schedule.
  • Visa Platinum Rewards
    Earn one point for every dollar you spend on purchases, then redeem them for cash, gift cards or merchandise. You can earn a maximum of 400,000 a year, and they expire after 60 months.
  • Please note that balance transfers and cash advances do not earn points. To manually claim cash back or spend your Visa Platinum Rewards points, find Visa® Rewards under the Manage Cards dropdown in online banking or within Card Central in our mobile app.

Each of our debit and credit cards comes equipped with tap-to-pay technology, keeping you safer at the checkout. You can also insert your card, swipe it or add it to digital wallets like Samsung Pay and Apple Pay.

If your debit or credit card has been lost or stolen, you can block it and order a new one in online banking and the mobile app. Just select Report Card Lost or Stolen under Manage Cards on the online banking toolbar. While in the mobile app, you can find it in Card Central. We can mail your new card to your address, or you can stop into a branch to pick it up.

If you're still looking for your card, you can temporarily shut it off using Card Control to help prevent fraudulent purchases.

If you need to replace your debit or credit card, you can block it and order a new one in online banking and the mobile app. Just select Report Card Lost or Stolen under Manage Cards on the online banking toolbar. While in the mobile app, you can find it in Card Central. We can mail your new card to your address, or you can stop into a branch to pick it up.

If you're still looking for your card, you can temporarily shut it off using Card Control to help prevent fraudulent purchases. 

Your purchases are covered by Visa’s Zero Liability3 policy, and you get identity protection from NortonLifeLock. On top of that, we monitor your accounts for suspicious activity.

Filter Online Banking & Mobile App FAQs

Access your accounts anytime, anywhere you have an internet connection with online banking and the convenience of our mobile app. You can move money, make payments and view electronic statements and tax documents.

To register for online banking, you'll need your Social Security number, email address, ZIP code and date of birth. It only takes minutes to create a username and password. If you have a taxpayer identification number that is not a Social Security number, please call (800) 235-3228 to enroll.

Our free mobile app4 is available for Android in the Google Play Store and for iPhone in the App Store. You can see your balances, make transfers and even deposit checks.

Use our mobile app and your smartphone's camera to deposit checks without stopping at a branch. Be sure all recipients sign the back, then write “For VCU Mobile Deposit Only” underneath. Remote deposits are processed multiple times a day.

Get your statements, notices and tax documents faster by getting them electronically with eDocs. Access eDocs through online banking and our mobile app to see documents for up to two years, or simply download them for longer storage. We'll email you when there's something new for you to view.

Move money between your accounts and make payments on Veridian loans instantly. Add another Veridian member's account or an external account to quickly transfer to them, too. Use automatic transfers to save time on recurring payments.
See a Step-by-step guide

Let us mail the check for you – for free. Start by adding a payee, then schedule a one-time or recurring payment. We'll make an electronic payment or print and mail a check on the date you choose.

Filter Financial Resource FAQs

Track your credit score for free with Veridian’s Credit Central, powered by SavvyMoney. You can see a detailed credit report, set alerts and learn how to change your credit score. Tracking your score with Credit Central won’t affect your credit, so you can fight fraud and work toward your goals.

We want to help you build a successful financial future. We have Financial Education resources online to help you create budgeting and spending plans, understand debt and your credit score, set goals and more. For even more financial advice, check out our Financial Education Video Series.

Wondering how you’re doing with your money? Take our Financial Wellness Survey to get an overall picture of your unique financial situation. Answer eight easy multiple-choice questions to get a score out of 100 along with resources to take the next steps on your financial journey.

If you need insurance or would like to review your coverage for possible savings, turn to our friends at Veridian Insurance. The independent agents work with multiple regional and national carriers to find the policy with the coverage you need at the best possible price. They can help with auto, home, life, health, farm and business insurance.
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Need help with loans?

Visit our Loan Resource Center for help and FAQs on specific loan types Veridian offers.
If you'd like to see how much Veridian could save you, fill out this form and we'll be in touch.

Still looking for answers?

Contact us with any questions. We're happy to help you get the most from your Veridian accounts.

1 APR = Annual Percentage Rate.

2 Cash back rate of 2% requires inclusion in Loyalty Program. Borrowers will receive standard cash back rate of 1.5% if they fail to meet Loyalty Program qualifications during the month. Points toward cash back are earned at the time of purchase based on your current Loyalty Program status. See Veridian for details.

3 Covers U.S.-issued cards only. Visa’s Zero Liability policy does not apply to ATM transactions or PIN transactions not processed by Visa and certain commercial card transactions. You have 60 days after the date on your statement to notify Veridian of any unauthorized use or you may be liable for portions of any disputed charges.

4 Carrier charges may apply.

Veridian Insurance is a division of The Veridian Group Inc., a wholly owned subsidiary of Veridian Credit Union. Business conducted with Veridian Insurance is separate and distinct from any business conducted with Veridian Credit Union. 

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Serving all 50 states digitally with branches in Iowa, Nebraska, and Minnesota.

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