Refinance Your Auto Loan
Explore your options to lower your rate, monthly payment, or both.
Have an auto loan somewhere else? Bring it to us.
Rate as low as6.44%APR⨳with Loyalty Program⨳
Save with a low rate
Pay less to get on the road with rates as low as 6.44% APR⨳ with loyalty program.⨳
Find your rate and term by model year
How much could you save monthly?
Estimate your monthly payment with Veridian and compare with your current payment.1
Calculate your monthly payment & interest savings1
Let Us Help
Still have questions? We have answers. Get in touch with us for all the help you need.
"I have always thought Veridian has been above and beyond helpful in knowing how to serve their customers."D.K.October 2021
"I couldn’t be happier! I was even able to sign my papers on a weekend."D.R.October 2021
"All my questions and concerns were handled with care, and I felt very confident with the advice and service I received while obtaining this line of credit."S.G.November 2021
"I have been a member for a long time and have had great service though the years."K.M.September 2021
«Cash-back offer valid on applications received through 5/31/24 with loans booked by 6/15/24. Offer is for 1% of the payoff amount, not to exceed $150, on vehicle loans of $10,000 or more from another financial refinanced with Veridian. Loan must be held by Veridian, all Veridian loans must be paid current, and other Veridian accounts must not be overdrawn for funds to be deposited into a Veridian savings account on the third business day of the fourth month after loan is booked. No-payment offer valid on applications received through 5/31/24 with loans booked by 6/15/24. No monthly payments required for the first three months. Interest accrual begins immediately and may increase the amount required to pay the loan in full as well as change the schedule of repayment. Offer only applies to loans from other financial institutions refinanced with Veridian.
⨳APR = Annual Percentage Rate. Includes Loyalty Program discount of 0.25% APR when enrolled in eDocs and while maintaining direct deposit of net income to Veridian or, if unavailable, a minimum of 10 qualifying checking account transactions per month. Borrowers will lose discount if they fail to meet Loyalty Program qualifications during loan term. Existing loans with Veridian may be refinanced if the new loan balance contains at least 25% new money to the credit union in the form of competitor payoffs. All loans subject to membership and approval. Rates, terms and conditions subject to change and may vary based on qualifications, including creditworthiness and loan-to-value ratio, as well as age and mileage of vehicle. All loans subject to approval. See Veridian for details.
- 1 Savings estimates calculated based on the current estimated balance of your vehicle loan and a reasonable assumption of your current interest rate based on TransUnion data as compared with this offer of credit, subject to the terms and conditions above. This is an estimate only and assumes full, on-time payments for the life of the loan. Please contact Veridian for your actual savings. Federally insured by NCUA.