Limited-Time CD Specials
| CD Specials | CD | Interest Rate | APY* | Minimum Balance | Requirements |
|---|---|---|---|---|---|
| 9 months | CD Special Jumbo CD |
4.184% 4.281% |
4.25% 4.35% |
$1,000 $100,000 |
- |
| 15 months | CD Special Jumbo CD |
4.087% 4.184% |
4.15% 4.25% |
$1,000 $100,000 |
- |
| 21 New Deposit Reward | CD Special Jumbo CD |
4.330% 4.426% |
4.40% 4.50% |
$5,000 $100,000 |
100% New Money^ 100% New Money^ |
| 24 months | CD Special Jumbo CD |
4.136% 4.233% |
4.20% 4.30% |
$1,000 $100,000 |
- |
CD Rates
| Term | CD | Interest Rate | APY* | Minimum Balance |
|---|---|---|---|---|
| 12 months Add-On CD | Add-On CD Tier 1 Add-On CD Tier 2 Add-On CD Tier 3 |
N/A 2.967% 3.309% |
0.10% 3.00% 3.35% |
$0 - $49 $50 - $499 $500+ |
| 6 months | Standard CD Jumbo CD |
2.967% 3.065% |
3.00% 3.10% |
$1,000 $100,000 |
| 9 months | Standard CD Jumbo CD |
4.184% 4.281% |
4.25% 4.35% |
$1,000 $100,000 |
| 12 months | Standard CD Jumbo CD |
2.967% 3.065% |
3.00% 3.10% |
$1,000 $100,000 |
| 15 months | Standard CD Jumbo CD |
4.087% 4.184% |
4.15% 4.25% |
$1,000 $100,000 |
| 18 months | Standard CD Jumbo CD |
2.918% 3.016% |
2.95% 3.05% |
$1,000 $100,000 |
| 21 months | Standard CD Jumbo CD |
2.918% 3.016% |
2.95% 3.05% |
$1,000 $100,000 |
| 24 months | Standard CD Jumbo CD |
4.136% 4.233% |
4.20% 4.30% |
$1,000 $100,000 |
| 30 months | Standard CD Jumbo CD |
2.723% 2.821% |
2.75% 2.85% |
$1,000 $100,000 |
| 36 months | Standard CD Jumbo CD |
3.602% 3.699% |
3.65% 3.75% |
$1,000 $100,000 |
| 39 months | Standard CD Jumbo CD |
2.723% 2.821% |
2.75% 2.85% |
$1,000 $100,000 |
| 12 months | Teen (13 to 17) CD Add-On CD deposit eligible |
4.184% | 4.25% | $100 |
| 12 months | Youth (12 and under) CD Add-On CD deposit eligible |
4.184% | 4.25% | $100 |
No Longer Offered
| Term | CD | Interest Rate | APY* | Minimum Balance |
|---|---|---|---|---|
| 30 months | Bump-up? CD Jumbo Bump-up CD |
3.358% 3.455% |
3.40% 3.50% |
$1,000 $100,000 |
| 41 months | Bump-up? CD Jumbo Bump-up CD |
3.407% 3.504% |
3.45% 3.55% |
$1,000 $100,000 |
Ready to get started?
Call us, stop into any branch, or open your new CD online.
Open a CD Online!
Whatever you're saving for, we've got a product to help you out.
Open a CD online?A Bump-Up is a one-time opportunity to convert your CD to the higher rate for the remainder of its term. New Bump-Up CDs are no longer available to be opened.
Must be a member to open an account. Public funds and financial institutions are not eligible for these rates. Restrictions apply.
APY is accurate as of 11/13/2026.
*APY = Annual Percentage Yield. Interest on CDs is compounded quarterly. APY is subject to change after account is opened except for CDs, the APY doesn't change on CDs until it matures. Interest rate locked when account is opened except for bump-up CDs, which can be converted to a higher rate once during their terms. Penalty may be imposed for early withdrawal, and fees could reduce earnings on account. Other rates and terms available. Withdrawal of earnings could reduce APY. APY may vary based on market. Membership required to open a CD and is subject to qualifications and a minimum $5 share deposit. Federally insured by NCUA.
« Funds from Veridian IRAs are not eligible for the IRA CD rate. Funds may come from IRAs housed at other financial institutions tax-free and without penalty. At the end of your IRA CD terms, you may renew it at the CD’s prevailing rate at that time or roll it back into an IRA. Funds from other account types, including those housed at Veridian, are eligible for the IRA CD rate. Talk to your tax advisor to understand the tax implications of depositing or withdrawing funds to/from an IRA.
^ To qualify, members must deposit “new money” to establish the CD. “New money” is defined as a deposit within the last 7 calendar days from external deposits, cash deposits, or check deposits from another financial. Transfers from a Veridian account, and funds withdrawn from your Veridian account and redeposited within 30 days prior to availability of the promotion is not considered “new money”.  The CD must be established between 11/2/2026 and 11/30/2026 and must be opened with a Veridian employee in-branch, over the phone, or through chat. CDs opened through digital banking or as a part of an online membership application may not qualify.