Limited-Time CD Specials

These CD rates are effective 9/28/2026. Terms/rates listed below are also for IRA CDs which require a $500 minimum.
CD Specials CD Interest Rate APY* Minimum Balance / Requirements
9 months CD Special
Jumbo CD
4.184%
4.281%
4.25%
4.35%
$1,000
$100,000
15 months CD Special
Jumbo CD
4.087%
4.184%
4.15%
4.25%
$1,000
$100,000
24 months CD Special
Jumbo CD
4.136%
4.233%
4.20%
4.30%
$1,000
$100,000

CD Rates

These CD rates are effective 9/28/2026. Terms/rates listed below are also for IRA CDs which require a $500 minimum.
Term CD Interest Rate APY* Minimum Balance
12 months Add-On CD Add-On CD Tier 1
Add-On CD Tier 2
Add-On CD Tier 3
N/A
2.967%
3.309%
0.10%
3.00%
3.35%
$0 - $49
$50 - $499
$500+
6 months Standard CD
Jumbo CD
2.967%
3.065%
3.00%
3.10%
$1,000
$100,000
9 months Standard CD
Jumbo CD
4.184%
4.281%
4.25%
4.35%
$1,000
$100,000
12 months Standard CD
Jumbo CD
2.967%
3.065%
3.00%
3.10%
$1,000
$100,000
15 months Standard CD
Jumbo CD
4.087%
4.184%
4.15%
4.25%
$1,000
$100,000
18 months Standard CD
Jumbo CD
2.918%
3.016%
2.95%
3.05%
$1,000
$100,000
21 months Standard CD
Jumbo CD
2.918%
3.016%
2.95%
3.05%
$1,000
$100,000
24 months Standard CD
Jumbo CD
4.136%
4.233%
4.20%
4.30%
$1,000
$100,000
30 months Standard CD
Jumbo CD
2.723%
2.821%
2.75%
2.85%
$1,000
$100,000
36 months Standard CD
Jumbo CD
3.602%
3.699%
3.65%
3.75%
$1,000
$100,000
39 months Standard CD
Jumbo CD
2.723%
2.821%
2.75%
2.85%
$1,000
$100,000
12 months Teen (13 to 17) CD 
Add-On CD deposit eligible
4.184% 4.25% $100
12 months Youth (12 and under) CD 
Add-On CD deposit eligible
4.184% 4.25% $100

No Longer Offered

These CD rates are effective 9/28/2026.
Term CD Interest Rate APY* Minimum Balance
30 months Bump-up? CD
Jumbo Bump-up CD
3.358%
3.455%
3.40%
3.50%
$1,000
$100,000
41 months Bump-up? CD
Jumbo Bump-up CD
3.407%
3.504%
3.45%
3.55%
$1,000
$100,000

Open a CD Online!

Whatever you're saving for, we've got a product to help you out.

Open a CD online

?A Bump-Up is a one-time opportunity to convert your CD to the higher rate for the remainder of its term. New Bump-Up CDs are no longer available to be opened.

Must be a member to open an account. Public funds and financial institutions are not eligible for these rates. Restrictions apply.

APY is accurate as of 9/28/2026.

*APY = Annual Percentage Yield. Interest on CDs is compounded quarterly. APY is subject to change after account is opened except for CDs, the APY doesn't change on CDs until it matures. Interest rate locked when account is opened except for bump-up CDs, which can be converted to a higher rate once during their terms. Penalty may be imposed for early withdrawal, and fees could reduce earnings on account. Other rates and terms available. Withdrawal of earnings could reduce APY. APY may vary based on market. Membership required to open a CD and is subject to qualifications and a minimum $5 share deposit. Federally insured by NCUA.

« Funds from Veridian IRAs are not eligible for the IRA CD rate. Funds may come from IRAs housed at other financial institutions tax-free and without penalty. At the end of your IRA CD terms, you may renew it at the CD’s prevailing rate at that time or roll it back into an IRA. Funds from other account types, including those housed at Veridian, are eligible for the IRA CD rate. Talk to your tax advisor to understand the tax implications of depositing or withdrawing funds to/from an IRA.

^ New money means funds deposited to Veridian in the last seven days. If funds are withdrawn from Veridian between March 7 – April 17, funds cannot be redeposited as New Money.