Rates

Mortgage

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These rates are effective 8/31/2016 10:30 AM.

Conventional Fixed Rate Mortgages

$75,000 - $99,999

Term Rate APR
15 Year 2.500% 2.775%
15 Year* 2.750% 2.910%
30 Year 3.125% 3.305%
30 Year* 3.375% 3.465%

*No origination. APRs based on $75,000, $100,000, and $200,000.

$100,000 - $199,999

Term Rate APR
15 Year 2.375% 2.648%
15 Year* 2.625% 2.745%
30 Year 3.125% 3.275%
30 Year* 3.250% 3.320%

*No origination. APRs based on $75,000, $100,000, and $200,000.

$200,000 - $417,000

Term Rate APR
15 Year 2.375% 2.585%
15 Year* 2.625% 2.685%
30 Year 3.125% 3.245%
30 Year* 3.250% 3.280%

*No origination. APRs based on $75,000, $100,000, and $200,000.

Home Equity Fixed

Name APR as low as Loyalty APR as low as°
SPECIAL! 10 Year (120 mos.) Fixed Home Equity1 3.49% 3.24%

Adjustable Rate Mortgages*

Term Rate APR
5-1 Year 2.875% 3.257%
7-1 Year 3.125% 3.330%
10-1 Year 3.375% 3.466%

Margin = 2.75, Caps 2/6. Index based on 1-year LIBOR. APR based on $100,000.
*Interest rate is subject to increase after consummation

FHA Fixed Rate Mortgage

Term Rate APR
30 Year* 3.250% 4.200%

*No origination. APR based on $100,000.

Veterans Affairs (VA) Fixed Rate Mortgage

Term Rate APR
30 Year* 3.000% 3.380%

*APR based on $100,000.

Iowa Financing Authority (IFA) Fixed Rate Mortgage

Rates found on IFA web site.

NMLS ID 531586

All prices are for 45-day rate locks for single-family, owner-occupied purchase or rate/term refinance transactions. Rates based on 740 credit score and 75% loan to value. Rates are subject to change without notice. Origination is 1% of the loan amount unless otherwise noted with no discount points. Veridian is not responsible for typographical errors or omissions. For other loan amounts, terms, and rates, contact a Veridian Mortgage Lender. Additional disclosures available at our Mortgage Center.

For more information please call (800) 235-3228 or visit our Mortgage Center.

APR = Annual Percentage Rate. Loan rates shown as APR, expressed "as low as" and determined by credit score (except home equity loans). Loans subject to credit approval. Rates, terms and conditions subject to change without notice and may vary based on creditworthiness, qualifications, and collateral conditions. Equal Housing Opportunity. 
° Annual Percentage Rate based on credit score. Includes Loyalty Discount of 0.25% APR for enrolling in direct deposit of net income and automatic loan payments from a Veridian account. 
1 An example using a 10 year (120 mos.) term - for a $50,000 Home Equity Special amortized for 120 months and a 2.99% APR, the monthly payment will be $483 (monthly payment does not include amounts for taxes and insurance premiums, so the actual payment may be greater). Add 2.50% to interest rate for loans with loan-to-value ratio over 80%. Appraisal fees may apply.

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