Rates

Auto Rates

These rates are effective 3/2/15.

"Trade" and "Retail" refer to NADA value guides, which are used to determine the value of vehicles. A lower interest rate is offered when borrowing at the "Trade" value or less.

2013 and newer model years

Name APR as low as* Loyalty APR as low as°
36 months (10% down payment) 1.99% 1.74%
36 months (0% down payment) 1.99% 1.74%
48 months (10% down payment) 1.99% 1.74%
48 months (0% down payment) 1.99% 1.74%
60 months (10% down payment) 2.04% 1.79%
60 months (0% down payment) 2.04% 1.79%
66 months (10% down payment) 2.29% 2.04%
66 months (0% down payment) 2.29% 2.04%
GO GREEN Auto Loan 1.74% N/A
Loan Amount > $15,000 - 72 mo. (10% down payment) 2.54% 4.99%

2012 model year

Name APR as low as* Loyalty APR as low as°
48 months (Trade) 2.04% 1.79%
48 months (Retail) 2.04% 1.79%
60 months (Trade) 2.29% 2.04%
60 months (Retail) 2.29% 2.04%
66 months (Trade) 2.54% 2.29%
66 months (Retail) 2.54% 2.29%

2011 model year

Name APR as low as* Loyalty APR as low as°
48 months (Trade) 2.14% 1.89%
48 months (Retail) 2.14% 1.89%
60 months (Trade) 2.39% 2.14%
60 months (Retail) 2.39% 2.14%
66 months (Trade) 2.64% 2.39%
66 months (Retail) 2.64% 2.39%

2010 model year

Name APR as low as* Loyalty APR as low as°
48 months (Trade) 2.24% 1.99%
48 months (Retail) 2.24% 1.99%
60 months (Trade) 2.49% 2.24%
60 months (Retail) 2.49% 2.24%

2009 model year

Name APR as low as* Loyalty APR as low as°
48 months (Trade) 2.49% 2.24%
48 months (Retail) 2.49% 2.24%
60 months (Trade) 2.74% 2.49%
60 months (Retail) 2.74% 2.49%

2008 model year

Name APR as low as* Loyalty APR as low as°
36 months (Trade) 3.74% 3.49%
36 months (Retail) 3.74% 3.49%

2007 model year

Name APR as low as* Loyalty APR as low as°
36 months (Trade) 4.74% 4.49%
36 months (Retail) 4.74% 4.49%

2006 model year

Name APR as low as* Loyalty APR as low as°
36 months (Trade) 4.74% 4.49%
36 months (Retail) 4.74% 4.49%

2005 model year and older

Name APR as low as* Loyalty APR as low as°
36 months (Trade) 6.24% 5.99%
36 months (Retail) 6.24% 5.99%

* Annual Percentage Rate determined by qualifications, including creditworthiness and loan-to-value ratio, as well as age and mileage of vehicle (for auto loans). Rates subject to change. 
° Annual Percentage Rate determined by qualifications, including creditworthiness and loan-to-value ratio, as well as age and mileage of vehicle (for auto loans). Includes Loyalty Discount of 0.25% APR for enrolling in direct deposit of net income and automatic loan payments from a Veridian account.
‡ Rate available on new vehicles with an EPA rating of 30+ highway MPG and/or hybrid to those who sign up for automatic payments and eStatements. Other qualifications apply. Previously titled vehicles do not qualify.

For more information please call (800) 235-3228 or (319) 236-5600

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