Rates

Auto Rates

These rates are effective 08/10/2017.

"Trade" and "Retail" refer to NADA value guides, which are used to determine the value of vehicles. A lower interest rate is offered when borrowing at the "Trade" value or less.

2015 and newer model years

Name APR as low as Loyalty APR as low as
48 months (invoice/trade) 2.44% 2.19%
48 months (0% down payment) 2.44% 2.19%
60 months (invoice/trade) 2.89% 2.64%
60 months (0% down payment) 2.89% 2.64%
66 months (invoice/trade) 2.99% 2.74%
66 months (0% down payment) 2.99% 2.74%
Loan Amount > $15,000 - 72 mo. (invoice/trade) 3.24% 2.99%

2014 model year

Name APR as low as Loyalty APR as low as
48 months (Trade) 2.69% 2.44%
48 months (Retail) 2.69% 2.44%
60 months (Trade) 3.09% 2.84%
60 months (Retail) 3.09% 2.84%
66 months (Trade) 3.19% 2.94%
66 months (Retail) 3.19% 2.94%

2013 model year

Name APR as low as Loyalty APR as low as
48 months (Trade) 2.74% 2.49%
48 months (Retail) 2.74% 2.49%
60 months (Trade) 3.09% 2.84%
60 months (Retail) 3.09% 2.84%
66 months (Trade) 3.19% 2.94%
66 months (Retail) 3.19% 2.94%

2012 model year

Name APR as low as Loyalty APR as low as
48 months (Trade) 3.14% 2.89%
48 months (Retail) 3.14% 2.89%
60 months (Trade) 3.24% 2.99%
60 months (Retail) 3.24% 2.99%

2011 model year

Name APR as low as Loyalty APR as low as
48 months (Trade) 3.14% 2.89%
48 months (Retail) 3.14% 2.89%
60 months (Trade) 3.34% 3.09%
60 months (Retail) 3.34% 3.09%

2010 model year

Name APR as low as Loyalty APR as low as
36 months (Trade) 3.74% 3.49%
36 months (Retail) 3.74% 3.49%
48 months (Trade) 3.89% 3.64%
48 months (Retail) 3.89% 3.64%

2009 model year

Name APR as low as Loyalty APR as low as
36 months (Trade) 4.09% 3.84%
36 months (Retail) 4.09% 3.84%
48 months (Trade) 4.14% 3.89%
48 months (Retail) 4.14% 3.89%

2008 model year

Name APR as low as Loyalty APR as low as
36 months (Trade) 4.24% 3.99%
36 months (Retail) 4.24% 3.99%

2007 model year and older

Name APR as low as Loyalty APR as low as
36 months (Trade) 7.24% 6.99%
36 months (Retail) 7.24% 6.99%

APR = Annual Percentage Rate. Fixed APR for up to 48 months with 10% down. For a $15,000 auto loan with a term of 48 months and 2.19% APR, the monthly payment will be $327. Includes Loyalty Discount of 0.25% APR when enrolled in direct deposit of net income and automatic loan payments from your Veridian account. Borrowers will lose Loyalty Discount if they fail to meet qualifications during loan term. Rates, terms and conditions subject to change and may vary based on qualifications, including creditworthiness and loan-to-value ratio, as well as age, mileage, or make and model of the vehicle. All loans subject to approval. Rates subject to change.

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