These rates are effective 01/01/2016.
"Trade" and "Retail" refer to NADA value guides, which are used to determine the value of vehicles. A lower interest rate is offered when borrowing at the "Trade" value or less.
As a credit union, we’re organized differently than other financials. Veridian is a not-for-profit financial cooperative owned by our members. That means all net earnings are returned to members in the form of lower loan rates, higher savings rates, and low-to-no fees. Veridian is also governed by a volunteer board of directors who are elected by our members. Each member has one vote in the election for our board regardless of how much money that individual has on deposit.
Routing Number - 273976369