We're opening our 30th branch, and you're invited to celebrate!

When you receive any Home Equity loan, you'll get a rate of only 1.30% APR* for the first six months. Celebrate by using your equity for home renovations, debt consolidation, tuition, or anything else you'd like.

Choose one of our Home Equity products below to start your celebration:

Fixed Home Equity

  • Borrow up to 100% of your home's equity
  • Choose your term of 5, 10, 15, or even 20 years
  • Get 1.30% APR* for the first 6 months, then get a low fixed rate for the remainder of your term

Apply today

HELOC (Home Equity Line of Credit)

  • Borrow your equity when you need it
  • Enjoy a minimum payment of 1% of your balance
  • Get 1.30% APR* for the first 6 months, then get a great, low rate for the remainder of your term

Apply today

*APR = Annual Percentage Rate. Offer available to all Veridian members who qualify. Offer valid 5/1/2017 through 7/31/2017 and may not be used in conjunction with first-mortgage loans. Rates, terms and conditions subject to change and may vary based on qualifications, including creditworthiness, loan-to-value ratio and collateral conditions. All loans subject to approval. Intro rate is 1.30% APR for first 6 months and not eligible for Loyalty Discount. Loyalty Discount is 0.25% APR deduction for enrolling in direct deposit of net income and automatic loan payments from a Veridian account (borrowers lose Loyalty Discount if qualifications aren’t met during loan term). After intro period, loan returns to regular rates and terms. Current rates range between 3.40% APR and 6.75% APR depending on the loan type chosen and may include Loyalty Discount. Maximum rate includes additional 2-2.5% to rate for home equity loans with loan-to-value ratios over 80% (maximum of 100%). Maximum APR for home equity lines of credit is 21%. Existing home equity loans with Veridian may be refinanced if loan balance will increase by at least 25%. Promotion excludes home improvement loans. Appraisal fees may apply.

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Fixed-Rate Home Equity Loan Calculator

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