Spring into Savings - Low Rates - Financial News Articles - Veridian

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Get spring savings

POSTED IN ARTICLES ON FRIDAY, MARCH 15, 2019

Spring ahead to these lower rates!

Though the clocks just sprang ahead, rates are falling back at Veridian. From new wheels to new walls, we can help you reach your financial goals with lower rates on many of our auto loans and home equity loans.

If you're paying off an auto loan held elsewhere, you can get up to $150 cash back* and 90 days no payment when you bring it to Veridian! And our new rates as low as 3.64% APR* can save you even more on interest. Apply by March 31 to take advantage of this limited-time offer.

Rates have also fallen on our home equity products, which means you can get a Home Equity Line of Credit (HELOC) as low as 4.00% APR or a home equity loan as low as 4.10% APR. Home equity loans are great choices for renovations and improvement projects as we move into the summer construction season. Apply now to tap into your equity.

*APR = Annual Percentage Rate. Rate and offer effective 3/1/19 to 3/31/19. Includes Loyalty Discount of 0.25% APR when enrolled in direct deposit of net income and automatic loan payments using your Veridian account. Borrowers will lose Loyalty Discount if they fail to meet qualifications during loan term. Cash-back offer is for 1% of the payoff amount, not to exceed $150, on vehicle loans of $10,000 or more from another financial that are refinanced with Veridian. Loan must be paid current for funds to be deposited into a Veridian savings account on the third business day of the seventh month after loan is processed. No monthly payments required for the first 90 days. Rates, terms and conditions subject to change and may vary based on qualifications, including creditworthiness and loan-to-value ratio, as well as age and mileage of the vehicle. All loans subject to approval. See Veridian for details.

APR = Annual Percentage Rate. Includes Loyalty Discount of 0.25% APR when enrolled in direct deposit of net income and automatic loan payments using your Veridian account. Borrowers will lose Loyalty Discount if they fail to meet qualifications during loan term. Rate fixed for first 60 or 120 months of the 25-year term; after that, the rate is variable and the maximum APR is 21%. Add 2.0-2.5% to interest rate for home equity lines of credit with loan-to-value ratios over 80% (maximum of 100%). Rate may not be used in conjunction with first-mortgage loans. Closing costs as low as $200. Appraisal fees may apply. Rates, terms and conditions subject to change and may vary based on qualifications including creditworthiness, loan-to-value ratio and collateral conditions. All loans subject to approval. See Veridian for details.

APR = Annual Percentage Rate. For a $25,000 home equity loan amortized for 60 months and a 4.35% APR, the monthly payment will be $465 (taxes and insurance premiums not included). Add 2.0-2.5% to interest rate for loans with loan-to-value ratio over 80%. Appraisal fees may apply. Loyalty Discount of 0.25% APR for enrolling in direct deposit of net income and automatic loan payments from a Veridian account. Borrowers will lose Loyalty Discount if they fail to meet qualifications during loan term.

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