Posted in Articles on Monday, November 13, 2017
With a HELOC, you can lock in your low rate for the first five years.
Do you own a home? If your answer is yes, then you may have equity available. Use that money for expenses, and get a locked in rate as low as 3.40% APR♦ on our 5-year fixed HELOC.
Here’s how a HELOC works:
With no application fee and no annual fee, now is the perfect time to get a 5-year fixed HELOC and rest assured that your rate won't change for the first five years, even if other interest rates go up.
Looking for a longer fixed term? We also have a 10-year fixed HELOC as low as 3.90% APR1. View more rates and terms.
1An example using a 10-year (120 mos.) term - for a $50,000 Home Equity Line of Credit amortized for 120 months and a 4.00% APR, the monthly payment will be $500 (monthly payment does not include amounts for taxes and insurance premiums, so the actual payment may be greater). Appraisal fees may apply.
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As a credit union, we’re organized differently than other financials. Veridian is a not-for-profit financial cooperative owned by our members. That means all net earnings are returned to members in the form of lower loan rates, higher savings rates, and low-to-no fees. Veridian is also governed by a volunteer board of directors who are elected by our members. Each member has one vote in the election for our board regardless of how much money that individual has on deposit.
Routing Number - 273976369