Real Estate Rates

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Real Estate (Effective: 5/13/08 9:00 A.M.)

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Conventional Fixed Rates - with 5% or more down payment
		$70,000 to $109,999	$110,000 to $174,999	$175,000 to $417,000
Term	Origination	Rate	Rate	Rate
15 Year	1.000	5.500	5.375	5.375
	0.000	5.875	5.750	5.750
30 Year	1.000	5.875	5.750	5.750
	0.000	6.000	6.000	5.875
40 Year	1.000	6.250	6.125	6.125
Please call (800) 235-3228 or (319) 236-5600 for rates on loan amounts not listed

Adjustable Rates
Program	Term	Rate	Origination	Caps
1 Year	30/15	5.125	1.00	2/6
3-1 Year	30/15	5.250	1.00	2/6
7-1 Year	30/15	5.375	1.00	2/6
7-1 Year no MI	30/15	6.000	1.00	2/6
15-1 Year	30/15	5.875	1.00	2/6
15-1 Year no MI	30/15	6.500	1.00	2/6
HLPR 3-1‡	30/15	4.625	1.00	1/5
Rate indicates initial rate. Margin = 2.75

FHA and Veterans Affairs (VA) Fixed Rates
Term	Rate	Origination	Points
30 Year	5.750	1.00	0.00
	6.000	0.00	0.00

Iowa Financing Authority (IFA) Fixed Rate
Term	Rate	Origination	Points
30 Year	6.125	0.00	0.00

All prices are for 30-day lock-ins. Rates and terms based on credit score. Please call for rates and pricing on specific loan amounts. Above rates are subject to change without notice and are only available for single-family, owner-occupied purchases. Call for rates and prices on non-owner occupied properties.

For more information please call (800) 235-3228 or (319) 236-5600.

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