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Loans
Mortgage Rates (Effective: 4/22/2014 11:00 AM)

Begin your application today to get pre-qualified for a mortgage loan with Veridian! Get a customized rate quote and view additional disclosures at our Mortgage Center.

Get rate updates delivered directly to your inbox with Rate Watch from our Mortgage Center. Rate Watch allows you to set criteria to be emailed with current rates meet your set criteria. Sign up today!

Conventional Fixed Rate Mortgages
  $75,000 -
$99,999
$100,000 - $199,999 $200,000 - $417,000
Term Rate APR Rate APR Rate APR
15 Year 3.250 3.525 3.250 3.523 3.250 3.460
15 Year* 3.375 3.535 3.375 3.495 3.375 3.435
30 Year 4.125 4.305 4.125 4.275 4.125 4.245
30 Year* 4.250 4.340 4.250 4.320 4.250 4.280
*No origination. APRs based on $75,000, $100,000, and $200,000.

Adjustable Rate Mortgages*
Term Rate APR
5-1 Year 2.875 3.257
7-1 Year 3.125 3.330
10-1 Year 3.375 3.466
Margin = 2.75, Caps 2/6. Index based on 1-year LIBOR. APR based on $100,000.
*Interest rate is subject to increase after consummation

FHA Fixed Rate Mortgage
Term Rate APR
30 Year* 4.250 5.200
*No Origination. APR based on $100,000.

Veterans Affairs (VA) Fixed Rate Mortgage
Term Rate APR
30 Year 4.125 4.505
APR based on $100,000.

Iowa Financing Authority (IFA) Fixed Rate Mortgage
Term Rate APR
30 Year* 4.875 5.015
*No origination. Secondary market fees of 0.75-1.25. APR based on $100,000.

NMLS ID 531586

All prices are for 45-day rate locks for single-family, owner-occupied transactions. Rates based on 740 credit score and 75% loan to value. Rates are subject to change without notice. Origination is 1% of the loan amount unless otherwise noted with no discount points. Veridian is not responsible for typographical errors or omissions. For other loan amounts, terms, and rates, contact a Veridian Mortgage Lender. Additional disclosures available at our Mortgage Center.

For more information please call (800) 235-3228 or visit our Mortgage Center.