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Real Estate (Effective: 3/12/2010 9:00 AM)

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Conventional Fixed Rate Mortgages
  $70,000 - $109,999 $110,000 - $174,999 $175,000 - $417,000
15 Year 4.250 4.250 4.250
15 Year* 4.500 4.500 4.500
30 Year 4.875 4.750 4.750
30 Year* 5.125 5.000 5.000
*No origination.

Adjustable Rate Mortgages
5-1 Year 4.750
7-1 Year 4.875
10-1 Year 5.000
Margin = 2.75, Caps 2/6.

FHA and Veterans Affairs (VA) Fixed Rates
Term Rate Origination Points
30 Year 4.750 1.00 0.00
30 Year 5.000 0.00 0.00

Iowa Financing Authority (IFA) Fixed Rate
Term Rate Origination Points
30 Year 5.250 0.00 0.00

All prices are for 30-day rate locks. Rates and terms may be based on credit score and loan to value. Please call for rates and pricing on specific loan amounts. Rates are subject to change without notice and are only available for single-family, owner-occupied purchases. Call for rates and prices on non-owner occupied properties. Origination is 1% of the loan amount unless otherwise noted with no discount points.

For more information please call (800) 235-3228.


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