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Accounts
Accounts (these rates will be accurate 10/16/14 through 10/22/14)

Open an account today with Veridian!

Certificates of Deposit Rate APY* Requirements**
Starter CD - 12 months 0.35% 0.35% $50 minimum
1-5 months CD 0.25% 0.25% $1000 minimum
6-12 months CD 0.25% 0.25% $1000 minimum
CD Special! 7 months 0.35% 0.35% $1000 minimum
CD Special! 9 months 0.85% 0.85% $1000 minimum
13-17 months CD 0.50% 0.50% $1000 minimum
CD Special! 15 months 1.10% 1.11% $1000 minimum
18-24 months CD 0.75% 0.75% $1000 minimum
CD Special! 25 months 1.34% 1.35% $1000 minimum
25-30 months CD 1.00% 1.00% $1000 minimum
CD Special! 39 months 1.59% 1.60% $1000 minimum
31-41 months CD 1.24% 1.25% $1000 minimum
42-48 months CD 1.34% 1.35% $1000 minimum
49-60 months CD 1.49% 1.50% $1000 minimum
Bump-Up CD - 30 months 1.49% 1.50% $1000 minimum
Add-On CD - 12 months 0.55% 0.55% $500 minimum
Jumbo CD - 7 months 0.50% 0.50% $100,000 minimum
Jumbo CD - 9 months 1.00% 1.00% $100,000 minimum
Jumbo CD - 15 months 1.24% 1.25% $100,000 minimum
Jumbo CD - 25 months 1.49% 1.50% $100,000 minimum
Jumbo CD - 39 months 1.74% 1.75% $100,000 minimum
U.B.U. CD - 12-60 months 0.50% 0.50% $100 minimum
KIRBY® CD - 12-60 months 0.50% 0.50% $100 minimum
 
Money Market Accounts Rate APY* Requirements**
Family Fund 0.25% 0.25% $1000 minimum
Traditional Money Market 0.25% 0.25% $1000 minimum
Premier Money Market 0.45% 0.45% $25,000-$49,999
0.50% 0.50% $50,000-$99,999
0.65% 0.65% $100,000+
 
Savings Accounts† Rate APY* Requirements**
Member Equity Savings 0.15% 0.15% $50.00 minimum
Share Savings 0.00% 0.00% $0-$49.99
Share Savings 0.10% 0.10% $50.00 minimum
HSA Savings 0.75% 0.75%  
HSA Checking/Share Draft 0.05% 0.05%  
KIRBY® Children's Savings 0.15% 0.15% $5.00 minimum
U.B.U. Teen Savings 0.15% 0.15% $5.00 minimum
IRA Savings 0.25% 0.25% $50.00 minimum
Share Drafts 0.05% 0.05%  
Holiday Club 0.15% 0.15%  

*APY = Annual Percentage Yield. Dividends on Savings are compounded monthly. Interest on Certificates is compounded quarterly. APY is subject to change after account is opened. Penalty may be imposed for early withdrawal, and fees could reduce earnings on account. Other rates and terms available. Withdrawal of earnings could reduce APY.

**Minimum balance. The minimum balance required to earn the advertised annual percentage yield. For tiered-rate accounts, the minimum balance required for each tier shall be stated in close proximity and with equal prominence to the applicable annual percentage yield.”

†Public funds and financial institutions are not eligible for these rates. APY is accurate as of the last dividend declaration date Please call for details.

Must be a member to open an account. Restrictions apply.