Quick Clicks
What's New
Thanksgiving hours for Veridian branches
Learn more...

Traveling? Let us know so your credit and debit cards stay active.
Learn more...

Veridian Community Events.
Learn more...

32nd Annual Mike and Leona Adams' Thanksgiving Dinner
Learn more...

Do you have health insurance?
Learn more...

Iowa Finance Authority (IFA)
  • The IFA loan is designed for first-time homebuyers
  • To qualify as a first-time homebuyer, you must not have a home ownership interest in a primary residence in the previous three years
  • The interest rate is a fixed rate; view the current IFA rate.
  • The term must be for 25 or 30 years
  • The maximum sales price is $200,000
  • The maximum income limit for a family of three is $66,298
  • The minimum down payment required is normally no more than five percent
  • The borrower does not have to pay an origination fee or any discount fees

Find a Mortgage Loan Officer in your area to have all your mortgage questions answered by an expert!

contact us

Visit our Mortgage Center
Calculate your payment
Mortgage Loan Types