Quick Clicks
What's New
Disaster Assistance Loan available.
Learn more...

Learn estate planning tips at the Estate Planning Seminar.
Learn more...

Nitefall on the River is coming up!
Learn more...

Local events sponsored by Veridian Credit Union.
Learn more...

Come enjoy Irish Fest!
Learn more...

Can we save you money on your auto loan?
Learn more...

Iowa Finance Authority (IFA)
  • The IFA loan is designed for first-time homebuyers
  • To qualify as a first-time homebuyer, you must not have a home ownership interest in a primary residence in the previous three years
  • The interest rate is a fixed rate; view the current IFA rate.
  • The term must be for 25 or 30 years
  • The maximum sales price is $200,000
  • The maximum income limit for a family of three is $66,298
  • The minimum down payment required is normally no more than five percent
  • The borrower does not have to pay an origination fee or any discount fees

Find a Mortgage Loan Officer in your area to have all your mortgage questions answered by an expert!

contact us

Visit our Mortgage Center
Calculate your payment
Mortgage Loan Types