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Iowa Finance Authority (IFA)
  • The IFA loan is designed for first-time homebuyers
  • To qualify as a first-time homebuyer, you must not have a home ownership interest in a primary residence in the previous three years
  • The interest rate is a fixed rate; view the current IFA rate.
  • The term must be for 25 or 30 years
  • The maximum sales price is $200,000
  • The maximum income limit for a family of three is $66,298
  • The minimum down payment required is normally no more than five percent
  • The borrower does not have to pay an origination fee or any discount fees

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