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Loans

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Loans
 
Iowa Finance Authority (IFA)
  • The IFA loan is designed for first-time homebuyers
  • To qualify as a first-time homebuyer, you must not have a home ownership interest in a primary residence in the previous three years
  • The interest rate is a fixed rate; view the current IFA rate.
  • The term must be for 25 or 30 years
  • The maximum sales price is $200,000
  • The maximum income limit for a family of three is $66,298
  • The minimum down payment required is normally no more than five percent
  • The borrower does not have to pay an origination fee or any discount fees

To get in touch with one of our Real Estate Loan Officers, click the contact us button below:


What's New

Veridian partners with UNI to offer on-campus financial services.
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FREE kids' movie at the Paramount Theatre in Oelwein, July 8.
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4th of July hours for Veridian branches.
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Veridian offers financial help to tornado and flood victims.
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