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Alert: What you need to know about "Heartbleed."
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Loans
Federal Housing Administration (FHA)
  • FHA loans allow you to purchase a home with only a 3.5% down payment and the down payment can be a gift from a relative
  • Underwriting guidelines are more relaxed
  • FHA will approve loans with higher debt ratios and less than perfect credit
  • The maximum purchase under this program is $271,050

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Mortgage Loan Types