Credit history takes time to build. Just because you don't have credit history, doesn't mean you have 'bad credit.' In this situation, you can't get a loan without credit history, but you can't get the credit history if you've never had a loan. No matter what your age, if you haven't had the opportunity to build credit, Veridian can help.

The FirstStep Credit Program has been developed to help you establish a credit history and get your first loan. With the FirstStep Credit Program, no co-signer is required. Normal income and debt policies do apply, and you must be at least 18 years of age.

As part of the FirstStep Credit Program, you'll go through one credit counseling session on good credit, budgeting, and savings habits. For more information, contact our Lending Department by email or phone at (319) 236-5657 or (800) 235-3228.

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