Veridian Credit Union's Visa credit cards are the best cards around! Use them for life's daily expenses, small pleasures, or unexpected emergencies. Monitor activity on your credit card, check your history, and make payments all within Home Banking.

Veridian offers two great options for credit cards: the Platinum card and the Platinum Rewards card. Both cards come with these features:

	Platinum	Platinum Rewards
Recommended if:	You want a card with a great low rate. Perfect if you carry a balance on your card.	You pay your card off each month or carry a low balance and want rewards.
Annual fees	No annual fee	No annual fee
Grace period for repayment of balance from purchases1	25 days	25 days
Annual Percentage Rate (APR*) for purchases	Variable	Variable
Variable rate information	Prime2 plus 2.9% APR - 10.9% APR (dependent upon credit score)	Prime2 plus 3.9% APR - 12.9% APR (dependent upon credit score)
Rewards	None	Rewards details
Method of computing balances for purchases and cash advances	Average daily balance (including new transactions)	Average daily balance (including new transactions)
Cash advance, balance transfer, and convenience checks annual percentage rate	Variable rate from date of purchase	Variable rate from date of purchase
Overlimit fee	$15	$15
Late payment fee	$15 after 15 days	$15 after 15 days
Returned check fee	$27	$27
Balance transfer fee	None	None

¹The finance charge on cash advances starts on the date of receipt by Veridian. The finance charge may vary per statement cycle (which is about a month). This rate applies to credit purchases and cash advances and corresponds to an Annual Percentage Rate that is variable.
²Prime means the "Prime Rate" as published under "Money Rates" in The Wall Street Journal. The minimum APR is 5.90%; the maximum APR is 18.00%. Rate is determined by credit score.

Receive a response in minutes

• In addition to the convenience of shopping with your Visa card, you can also obtain cash advances at any financial institution displaying the Visa symbol.
• Sign up for automatic payment, and we'll make sure your Visa payment is made on time.
• Monitor your Visa account balance, payment status, and make payments by transferring funds from your checking or savings account anytime using Veridian's Home Banking or TellerPhone (24-hour automated telephone system) (800) 235-3228.
• Use your Visa card when shopping online and take advantage of these money-saving offers!
• Add a tack-on to your credit card and you may save more money.

If your Visa Card is ever lost or stolen, please report your card lost/stolen online, or contact Veridian immediately during regular business hours. After hours call (800) 682-6075.

VISA Disclosure
Automatic Payment
Verified by Visa