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Financial Education
Planning a Wedding on a Budget (continued)

Where will your money go?
After you know how much you have to spend, the next step is to determine where you will spend it. Unless you have deep pockets, chances are you will have to make sacrifices somewhere. Think about what is a priority and what is less important. For example, perhaps having good food that your guests will talk about for years to come is a must, but you could care less about the flower arrangements. Or visa versa. There are no wrong or right priorities – it is all about what is important to you and your fiancé (and perhaps assertive relatives!).

Using the Wedding Budget, list how much you plan to spend for each category. (Remember, the total for expenses should not exceed the total for contributions.) Keep your budget in mind when you do your actual shopping – in fact, you may want to bring it with you. It is not that difficult to get caught up in a moment and spend more than intended. Try to avoid looking at things that you know are above your budget. If your limit for a wedding dress is $2,000, don’t try on a dress that costs $6,000. Also try to create a specific shopping list before you set foot in the store or talk to a vendor. (For example, “Craft store – 5 tubes of silver glitter, 1 pack of white feathers, 100 pearl beads, 2 clear glass vases”.) If at some point you feel that an estimate for a particular category was unrealistic and you want to spend more, look for other things that you can reduce. The Tips section can help you figure out where you can save money.

Next >>> Dealing with vendors

No matter where you are on your journey, we can help! Contact one of our professionals today for personalized guidance.