Resources for students
- The first step to financial independence is living within your means. Build a budget to determine how much you can spend each month, and how much you'll need to reserve for necessities - like rent and pizza.
- Every student enrolling in college is eligible for some amount of federal subsidized student loans. Visit the Direct Loans website for more information and resources.
- If you've determined your budget and know you'll need more than what you've received as part of your college award letter, investigate private student loan options. Some may require a co-signer.
Resources for parents
- Just starting to save? You've got options. Be sure to consider a 529 plan.
- If you'll be co-signing on a loan for your student, learn how it may impact your credit and your student's credit.
- If you'll be fully or partially funding your student's journey, a Home Equity Loan may help. Low rates and possible tax benefits make it an attractive option.
- To qualify for federal student aid, file a FAFSA (Free Application for Federal Student Aid). File early as some funds are given out on a first-come-first-serve basis. Make sure to file your taxes right away.