Veridian Credit Union operates under the philosophy of keeping our fees as low as possible. As a
member-owner of Veridian, we want you to have affordable access to the financial services you want and need.
|
Checking, Overdraft and Non-Sufficient Funds (NSF) Charges |
| Copies of Cleared Checks |
$1 plus tax/item |
| Cost of Checks |
Prices vary with quantity, style,
& design |
| NSF
Checking |
$27/item; $108/day maximum |
| NSF ACH Preauthorized Withdrawal |
$27/item; $108/day maximum |
| Overdraft Fee |
$27/item; $108/day maximum |
| Stop Payment |
$20 plus tax |
| Temporary Checks |
$0.50/packet plus tax |
|
|
Check Issue Charges |
|
Cashiers Check |
$2 |
|
Counter Checks (to member or joint member) |
No charge |
|
Counter Checks (second-party checks) |
$2 each |
|
Money Orders ($1,000 limit) |
$2 each |
|
Travelers Checks (Regular) |
$1/$100 purchase |
|
Travelers Checks (checks for two) |
$1.50/$100 purchase |
|
|
ATM Fees |
|
Fee After 10 Withdrawals at Non-Veridian Machines |
$1 per transaction |
| Non-Sufficient Funds (NSF)
ATM withdrawal |
$27/item; $108/day maximum |
| Card Replacement Fee |
$5 plus tax |
|
Note: ATM's not owned by Veridian may issue a surcharge |
|
|
|
IRA |
| Minimum IRA Savings Account Balance |
$50 |
| Minimum IRA Certificate Balance |
$500 |
| Outgoing IRA Transfer Fee (does not apply to tranfers to Members Financial Services or First Community Trust) |
$10 |
|
|
VISA® Debit Card |
| Copy of Actual Charge Slip |
$3 plus tax |
| Card Replacement Fee |
$5 plus tax |
| Express Replacement Card Delivery |
$10 plus tax |
| Visa Debit Non-Sufficient Funds (NSF) |
$27 |
|
|
VISA®
Classic Credit Card |
|
Annual Percentage Rate |
12.92% APR |
|
Annual Fee |
None |
|
Grace Period |
25 days |
|
Card Replacement Fee (standard delivery) |
$5 |
|
Card Replacement Fee (express delivery) |
$10 |
|
Overlimit Charge |
$15 |
|
Payments Over 15 Days Late |
$15 |
|
Copy of Actual Charge Slip |
$3 |
|
NSF Check |
$27 |
|
|
VISA®
Gold Credit Card |
|
Annual Percentage Rate |
Variable |
|
Annual Fee |
None |
|
Grace Period |
25 days |
|
Card Replacement Fee (standard delivery) |
$5 |
|
Card Replacement Fee (express delivery) |
$10 |
|
Overlimit Charge |
$15 |
|
Payments Over 15 Days Late |
$15 |
|
Copy of Actual Charge Slip |
$3 |
|
NSF Check |
$27 |
|
|
Home Banking |
Bill Payment:
Per Bill Charge If Not Signed Up for Free
eStatements:
Per Bill Charge When Signed Up for Free
eStatements: |
$0.30 per item
Free |
| External Transfers (inbound) |
Free |
| External Transfers (outbound) |
$2.00/transfer |
| External Transfers (outbound - next day) |
$10 |
|
|
Statement/Account Assistance |
|
Account Histories |
$1 plus tax/page |
|
Copy of Statement |
$1 plus tax/page |
|
Research Fee |
$15 plus tax/hour |
|
Statement Reconciliation (max history of 3 months) |
$15 plus tax/hour |
|
Rolled Coin Fee |
$0.04/roll |
|
|
Health Savings Account (HSA) |
|
Monthly Service Fee |
$2 |
|
|
Safe Deposit Boxes |
|
Annual Rental Fee (3X5): |
$20 |
|
(5X5): |
$25 |
|
(3X10): |
$30 |
|
(5X10): |
$35 |
|
(10X10): |
$50 |
|
Lost Key Charge (if both keys are lost, owner pays the actual cost to open box) |
Member assessed actual cost |
|
|
Wire Transfers |
|
Domestic (outgoing) |
$15 |
|
Domestic (incoming) |
$5 |
| International (outgoing) |
$35 |
|
International (incoming) |
$5 |
|
|
Commercial Money Order |
|
Western Union |
Member assessed actual cost |
|
|
Miscellaneous |
|
Foreign Exchanges -
Exchange of Currency |
Member assessed actual charge |
|
Foreign Exchanges -
Purchase of Foreign Currency |
Member assessed actual charge |
|
Foreign Exchanges -
Exchange of Checks or Travelers Checks |
Member assessed actual charge |
|
Foreign Item Collection Fee (fee applies to the collection of checks deposited from foreign banks) |
$5 |
|
Address Research (if statement is returned twice for incorrect address) |
$5 per quarter |
|
Deposit Items Returned (written on member's account |
$25 |
|
Deposit Items Returned (not written on member's account) |
$5 |
|
Fax Sending Charges: |
|
|
First Page |
$3 |
|
Pages 2-10 |
$1.50 |
|
Pages 10+ |
$1 |
|
Fax Receiving Charges: |
$0.50 per page |
|
Lost Money Order |
Member assessed actual charge |
|
Photocopy charges |
$0.25 per page |
|
Maintenance Fee (annual fee charge on accounts with no activity for more than 12 months, age 18 and
over, with no safe deposit box, VISA credit card, loans and aggregate balance under $50) |
$5 |
|
Below Membership Requirement Fee (for accounts under $5 minimum membership requirement. Members notified
in writing prior to fee assessment) |
Remaining balance will be withdrawn |
|
Member Cashing Non-member check |
$5 per check, $500 limit on check |
|
Exit Fee (charged when new membership account is opened and closed two times or more in 12-month
period) |
$5 |
|
Tax Levy/Garnishment Fee |
$25 |
|
Check Processing by Phone for Loan Payment Fee |
$10 |