If you’re in the market for a checking account, you’ve come to the right place! If you’re not familiar with credit unions, you may be wondering what a “share draft” is – good question! In a credit union everyone is an owner and owns a share in the credit union, and a draft is your actual check.

At Veridian, your Share Draft/Checking account has no monthly fee or service charge. That’s right, it’s FREE! Dividends are computed daily and posted monthly. Statements are generated on a monthly basis. You have the option of receiving a paperless eStatement or the traditional hard copy by mail. If you use your account regularly, you’ll receive your statements monthly. Otherwise, statements will be mailed quarterly.

At Veridian, we are committed to making our products and services convenient for everyone to use. Veridian offers several options for account statements, including Braille and large print statements, as well as check writing assistance, and raised lettering checks. Take advantage of all the services Veridian offers to make your life easier.

You’ll enjoy using our Visa ATM/Debit Card with your Share Draft account at no extra charge. Use it for in-store purchases and at the ATM, the money is withdrawn directly from your share draft account.

The only cost of a Share Draft account is the printing of checks. Additional checks can be ordered online directly through our Web site. For ease in recording transactions, all checks come with their own carbon copy.

Protect yourself from costly balancing errors with overdraft protection. This free service transfers funds, from an account specified by you, in the exact amount of each overdraft at no charge.

You may also choose overdraft protection from a Quick Draw Loan. After loan approval, funds are loaned to you in $100 increments at the current line-of-credit interest rate.